/* ===================== TOKENS ===================== */
:root{
  --navy-900:#08213d;
  --navy-800:#0a2540;
  --navy-700:#0e3157;
  --navy-600:#13406f;
  --navy-500:#1c5189;
  --gold:#f2a73b;
  --gold-600:#e0942a;
  --gold-100:#fdf1dd;
  --whats:#25d366;
  --whats-600:#1aa851;
  --ink:#0f2233;
  --slate:#5a6b7b;
  --slate-300:#9aa9b7;
  --line:#e6ebf0;
  --bg:#f4f7fa;
  --white:#ffffff;
  --danger:#e23b3b;
  --shadow-sm:0 2px 10px rgba(10,37,64,.06);
  --shadow:0 14px 40px rgba(10,37,64,.10);
  --shadow-lg:0 30px 70px rgba(10,37,64,.18);
  --radius:18px;
  --radius-lg:26px;
  --maxw:1180px;
  --ease:cubic-bezier(.22,.61,.36,1);
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:'Inter',system-ui,-apple-system,sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.6;
  overflow-x:hidden;
}
h1,h2,h3,h4{font-family:'Plus Jakarta Sans',sans-serif;line-height:1.12;font-weight:800;letter-spacing:-.02em}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 22px}
.hl{color:var(--gold)}
.danger{color:var(--danger)}

/* ===================== BUTTONS ===================== */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
  font-family:'Plus Jakarta Sans',sans-serif;font-weight:700;font-size:1rem;
  padding:.85rem 1.5rem;border-radius:999px;border:0;cursor:pointer;
  transition:transform .18s var(--ease),box-shadow .2s,background .2s,color .2s;
  white-space:nowrap;line-height:1;
}
.btn:active{transform:translateY(1px) scale(.99)}
.btn-lg{padding:1.05rem 1.9rem;font-size:1.06rem}
.btn-block{width:100%}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold-600));color:#3a2300;box-shadow:0 10px 26px rgba(242,167,59,.4)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 16px 34px rgba(242,167,59,.5)}
.btn-navy{background:var(--navy-800);color:#fff}
.btn-navy:hover{background:var(--navy-700);transform:translateY(-2px)}
.btn-light{background:#eef2f6;color:var(--navy-800)}
.btn-light:hover{background:#e2e9f0}
.btn-ghost{background:rgba(255,255,255,.08);color:#fff;border:1.5px solid rgba(255,255,255,.35);backdrop-filter:blur(4px)}
.btn-ghost:hover{background:rgba(255,255,255,.16)}
.btn-whats{background:var(--whats);color:#fff;box-shadow:0 10px 26px rgba(37,211,102,.4)}
.btn-whats:hover{background:var(--whats-600);transform:translateY(-2px)}

/* ===================== BADGES ===================== */
.badge{display:inline-flex;align-items:center;gap:.4rem;font-family:'Plus Jakarta Sans',sans-serif;
  font-weight:700;font-size:.8rem;letter-spacing:.02em;padding:.42rem .9rem;border-radius:999px;margin-bottom:1.1rem}
.badge-gold{background:var(--gold-100);color:var(--gold-600)}
.badge-light{background:rgba(242,167,59,.16);color:var(--gold);border:1px solid rgba(242,167,59,.3)}

/* check icon */
.check{width:20px;height:20px;border-radius:50%;flex:0 0 auto;position:relative;background:rgba(242,167,59,.18);display:inline-block}
.check::after{content:"";position:absolute;left:6px;top:3px;width:5px;height:9px;border:solid var(--gold-600);border-width:0 2px 2px 0;transform:rotate(45deg)}
.check-gold{background:rgba(255,255,255,.18)}
.check-gold::after{border-color:var(--gold)}

/* ===================== HEADER ===================== */
.site-header{position:sticky;top:0;z-index:50;background:rgba(8,33,61,.85);backdrop-filter:blur(12px);
  border-bottom:1px solid rgba(255,255,255,.08)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand{display:flex;align-items:center;gap:.7rem;color:#fff}
.brand-mark{width:42px;height:42px;border-radius:12px;background:linear-gradient(135deg,var(--gold),var(--gold-600));
  color:var(--navy-900);font-family:'Plus Jakarta Sans';font-weight:800;display:grid;place-items:center;font-size:1.05rem}
.brand-mark-img{width:44px;height:44px;display:block;object-fit:contain;filter:drop-shadow(0 4px 10px rgba(0,0,0,.35))}
.footer-brand .brand-mark-img{width:52px;height:52px}
.brand-text strong{display:block;font-family:'Plus Jakarta Sans';font-size:1rem;line-height:1.1}
.brand-text small{color:var(--slate-300);font-size:.72rem;letter-spacing:.04em}
.main-nav{display:flex;align-items:center;gap:1.7rem}
.main-nav a{color:#dce4ec;font-size:.92rem;font-weight:500;transition:color .2s}
.main-nav a:hover{color:var(--gold)}
.nav-cta{background:var(--gold);color:var(--navy-900)!important;padding:.55rem 1.15rem;border-radius:999px;font-weight:700!important}
.nav-cta:hover{background:var(--gold-600)}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}
.nav-toggle span{width:26px;height:2.5px;background:#fff;border-radius:2px;transition:.3s}

/* ===================== HERO ===================== */
.hero{position:relative;background:var(--navy-800);color:#fff;overflow:hidden}
.hero-bg{position:absolute;inset:0;
  background:
   radial-gradient(900px 500px at 80% -10%,rgba(242,167,59,.18),transparent 60%),
   radial-gradient(700px 500px at 0% 110%,rgba(28,81,137,.5),transparent 60%),
   linear-gradient(160deg,var(--navy-900),var(--navy-700));}
.hero-inner{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;
  padding:64px 22px 72px}
.hero-copy h1{font-size:clamp(2.4rem,5.2vw,4rem);margin:.4rem 0 1.1rem}
.hl-underline{position:relative}
.hero-lead{font-size:1.16rem;color:#cdd9e6;max-width:560px;margin-bottom:1.8rem}
.hero-lead strong{color:#fff}
.hero-actions{display:flex;flex-wrap:wrap;gap:.9rem;margin-bottom:2.2rem}
.hero-stats{display:flex;gap:2.2rem;padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.12)}
.hero-stats strong{display:block;font-family:'Plus Jakarta Sans';font-size:1.5rem;color:var(--gold)}
.hero-stats span{font-size:.82rem;color:var(--slate-300)}
.hero-admins{margin-top:1.8rem}
.hero-admins>span{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:var(--slate-300)}
.admin-logos{display:flex;flex-wrap:wrap;gap:.5rem .9rem;margin-top:.7rem}
.admin-logos em{font-style:normal;font-weight:600;font-size:.82rem;color:#aebccb;
  background:rgba(255,255,255,.06);padding:.32rem .7rem;border-radius:8px;border:1px solid rgba(255,255,255,.08)}

.hero-photo{position:relative}
.hero-photo>img:first-child{width:100%;border-radius:var(--radius-lg);object-fit:cover;aspect-ratio:4/5;
  box-shadow:var(--shadow-lg);border:1px solid rgba(255,255,255,.1)}
.hero-seal{position:absolute;top:-26px;right:-22px;width:118px;height:118px;
  filter:drop-shadow(0 10px 24px rgba(0,0,0,.35));animation:float 4.5s ease-in-out infinite}
@keyframes float{0%,100%{transform:translateY(0) rotate(-6deg)}50%{transform:translateY(-9px) rotate(-6deg)}}
.hero-photo-card{position:absolute;left:-14px;bottom:26px;background:#fff;color:var(--ink);
  display:flex;align-items:center;gap:.7rem;padding:.7rem 1rem;border-radius:14px;box-shadow:var(--shadow)}
.hero-photo-card strong{display:block;font-size:.92rem;font-family:'Plus Jakarta Sans'}
.hero-photo-card small{color:var(--slate);font-size:.76rem}
.dot{width:11px;height:11px;border-radius:50%;background:var(--whats);box-shadow:0 0 0 4px rgba(37,211,102,.25)}

/* ===================== SIMULATOR ===================== */
.simulator{padding:80px 0;background:linear-gradient(180deg,#fff, var(--bg))}
.sim-inner{display:grid;grid-template-columns:.95fr 1.05fr;gap:48px;align-items:start}
.sim-intro h2{font-size:clamp(2rem,3.6vw,2.7rem);margin-bottom:1rem}
.sim-intro>p{color:var(--slate);font-size:1.05rem;max-width:480px}
.sim-bullets{list-style:none;margin:1.6rem 0;display:grid;gap:.9rem}
.sim-bullets li{display:flex;align-items:center;gap:.7rem;font-weight:500;color:var(--navy-800)}
.sim-trust{display:flex;gap:1rem;align-items:center;background:var(--white);padding:1.1rem;border-radius:var(--radius);
  box-shadow:var(--shadow-sm);border:1px solid var(--line);margin-top:1.4rem}
.sim-trust img{width:64px;height:64px;border-radius:14px;object-fit:cover;flex:0 0 auto}
.sim-trust p{font-size:.92rem;color:var(--slate);font-style:italic}

/* WIZARD CARD */
.sim-card{background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);
  border:1px solid var(--line);padding:30px;position:sticky;top:92px}
.sim-progress{margin-bottom:1.6rem}
.sim-progress-bar{height:8px;background:#eef2f6;border-radius:999px;overflow:hidden}
.sim-progress-bar span{display:block;height:100%;width:25%;border-radius:999px;
  background:linear-gradient(90deg,var(--navy-600),var(--gold));transition:width .45s var(--ease)}
.sim-step-label{display:inline-block;margin-top:.7rem;font-size:.8rem;font-weight:700;color:var(--navy-600);
  background:#eef3f8;padding:.3rem .8rem;border-radius:999px}

.sim-step{display:none;animation:fade .4s var(--ease)}
.sim-step.is-active{display:block}
@keyframes fade{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
.sim-step h3{font-size:1.4rem;margin-bottom:1.1rem}
.sim-context{color:var(--slate);margin-bottom:1.1rem;font-size:.95rem}

.option-grid{display:grid;grid-template-columns:1fr 1fr;gap:.7rem}
.option{display:flex;align-items:center;gap:.7rem;padding:.85rem .9rem;border:1.5px solid var(--line);
  border-radius:14px;cursor:pointer;transition:.2s;background:#fff;font-weight:600;font-size:.92rem;color:var(--navy-800);text-align:left}
.option:hover{border-color:var(--navy-500);background:#f8fbfe}
.option.selected{border-color:var(--navy-700);background:#eef5fb;box-shadow:0 0 0 3px rgba(28,81,137,.12)}
.option .ic{width:36px;height:36px;border-radius:10px;background:#eef5fb;display:grid;place-items:center;flex:0 0 auto;color:var(--navy-600);transition:.2s}
.option .ic svg{width:21px;height:21px}
.option.selected .ic{background:var(--navy-700);color:#fff}

.credit-block{margin-top:1.4rem;background:#f8fafc;border:1px solid var(--line);border-radius:16px;padding:1.1rem}
.credit-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:.7rem}
.credit-head span{color:var(--slate);font-size:.9rem}
.credit-head strong{font-family:'Plus Jakarta Sans';font-size:1.7rem;color:var(--navy-800)}
.credit-limits{display:flex;justify-content:space-between;margin-top:.4rem;color:var(--slate-300);font-size:.78rem}

input[type=range]{-webkit-appearance:none;width:100%;height:8px;border-radius:999px;
  background:linear-gradient(90deg,var(--navy-600) var(--p,0%),#e1e8ef var(--p,0%));outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;
  background:#fff;border:5px solid var(--gold);cursor:pointer;box-shadow:0 3px 8px rgba(0,0,0,.18)}
input[type=range]::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:#fff;
  border:5px solid var(--gold);cursor:pointer}

.field-label{display:block;font-weight:700;font-size:.86rem;color:var(--navy-800);margin:1.2rem 0 .6rem}
.chip-grid{display:flex;flex-wrap:wrap;gap:.5rem}
.chip{padding:.6rem 1rem;border:1.5px solid var(--line);border-radius:999px;cursor:pointer;
  font-weight:600;font-size:.88rem;color:var(--navy-800);background:#fff;transition:.2s}
.chip:hover{border-color:var(--navy-500)}
.chip.selected{background:var(--navy-800);color:#fff;border-color:var(--navy-800)}
.chip small{font-weight:600;opacity:.75;font-size:.8em}
.label-hint{font-weight:500;color:var(--slate-300);font-size:.82em}

.toggle-label{display:flex!important;align-items:center;gap:.6rem;cursor:pointer;
  background:#f8fafc;border:1px solid var(--line);border-radius:12px;padding:.8rem .9rem;margin-top:1.2rem;font-size:.9rem;color:var(--navy-800)}
.toggle-label input{width:20px;height:20px;accent-color:var(--gold)}

.text-input{width:100%;padding:.9rem 1rem;border:1.5px solid var(--line);border-radius:12px;
  font-family:inherit;font-size:1rem;color:var(--ink);background:#fff;transition:.2s;margin-bottom:.3rem}
.text-input:focus{outline:none;border-color:var(--navy-600);box-shadow:0 0 0 3px rgba(28,81,137,.12)}
select.text-input{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%235a6b7b' d='M6 8 0 0h12z'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 1rem center}

.hint-box{margin-top:1.3rem;background:#f0f7ec;border:1px solid #d7e8cd;border-left:4px solid var(--whats-600);
  border-radius:12px;padding:.9rem 1rem;font-size:.9rem;color:#3a5a2c;line-height:1.5}
.hint-box strong{color:#2c4a20}
.step-actions{display:flex;justify-content:space-between;gap:.8rem;margin-top:1.8rem}
.whats-note{text-align:center;color:var(--slate);font-size:.8rem;margin-top:.9rem}
.lance-field{animation:fade .35s var(--ease)}
.lance-field[hidden]{display:none}
.field-help{display:block;color:var(--slate);font-size:.8rem;margin-top:.4rem}

/* RESULT */
.result-card{border:1px solid var(--line);border-radius:18px;overflow:hidden}
.result-hero{background:linear-gradient(135deg,var(--navy-800),var(--navy-600));color:#fff;padding:1.5rem;text-align:center}
.result-hero span{font-size:.85rem;color:#bcd0e4}
.result-hero strong{display:block;font-family:'Plus Jakarta Sans';font-size:2.6rem;color:var(--gold);margin:.2rem 0}
.result-hero small{color:#cdd9e6;font-size:.82rem}
.result-list{list-style:none;padding:.4rem 1.2rem}
.result-list li{display:flex;justify-content:space-between;gap:1rem;padding:.7rem 0;border-bottom:1px dashed var(--line);font-size:.94rem}
.result-list li span{color:var(--slate)}
.result-list li b{color:var(--navy-800);font-weight:700;text-align:right}
.result-total{border-bottom:0!important;margin-top:.2rem}
.result-total b{color:var(--gold-600)!important}
.result-disclaimer{padding:.4rem 1.2rem 1.2rem;color:var(--slate-300);font-size:.76rem;line-height:1.4}

/* ===================== ABOUT ===================== */
.about{padding:84px 0;background:#fff}
.about-inner{display:grid;grid-template-columns:.9fr 1.1fr;gap:50px;align-items:center}
.about-photo img{border-radius:var(--radius-lg);box-shadow:var(--shadow);aspect-ratio:3/3.6;object-fit:cover;width:100%}
.about-copy h2{font-size:clamp(1.9rem,3.4vw,2.6rem);margin-bottom:1.2rem}
.about-copy p{color:var(--slate);margin-bottom:1rem;font-size:1.02rem}
.about-copy p strong{color:var(--navy-800)}
.about-copy .btn{margin-top:.8rem}

/* ===================== BENEFITS ===================== */
.benefits{padding:84px 0;background:var(--bg)}
.section-head{margin-bottom:2.6rem}
.section-head.center{text-align:center;max-width:680px;margin-inline:auto}
.section-head h2{font-size:clamp(1.9rem,3.6vw,2.6rem);margin-bottom:.7rem}
.section-head p{color:var(--slate);font-size:1.05rem}
.benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem}
.benefit-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.7rem 1.4rem;
  box-shadow:var(--shadow-sm);transition:transform .25s var(--ease),box-shadow .25s}
.benefit-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.benefit-icon{width:56px;height:56px;border-radius:15px;display:grid;place-items:center;margin-bottom:1.1rem;
  background:linear-gradient(135deg,#eef5fb,#dce9f6);color:var(--navy-700)}
.benefit-icon svg{width:28px;height:28px}
.benefit-card:hover .benefit-icon{background:linear-gradient(135deg,var(--gold),var(--gold-600));color:#fff}
.benefit-card h3{font-size:1.18rem;margin-bottom:.5rem;color:var(--navy-800)}
.benefit-card p{color:var(--slate);font-size:.92rem}

/* ===================== ADMINISTRADORAS ===================== */
.admins{padding:84px 0;background:#fff}
.admin-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.3rem}
.admin-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:1.6rem 1.5rem;box-shadow:var(--shadow-sm);text-align:center;overflow:hidden;
  transition:transform .25s var(--ease),box-shadow .25s,border-color .25s}
.admin-card::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;
  background:linear-gradient(90deg,var(--gold),var(--gold-600));transform:scaleX(0);transition:transform .3s var(--ease)}
.admin-card:hover{transform:translateY(-7px);box-shadow:var(--shadow);border-color:#dbe5ee}
.admin-card:hover::before{transform:scaleX(1)}
.admin-logo{height:80px;display:flex;align-items:center;justify-content:center;margin-bottom:1rem;
  padding-bottom:1rem;border-bottom:1px solid var(--line)}
.admin-logo img{max-height:66px;max-width:72%;object-fit:contain;filter:saturate(1.05)}
/* logos largas (wordmark) ficam um pouco menores p/ equilibrar */
.admin-logo img[src*="santander"],.admin-logo img[src*="porto"]{max-height:42px;max-width:80%}
.admin-card h3{font-size:1.2rem;color:var(--navy-800);margin-bottom:.35rem}
.admin-card>p{color:var(--slate);font-size:.9rem;min-height:2.4em;margin-bottom:1rem}
.admin-tags{display:flex;flex-wrap:wrap;gap:.4rem;justify-content:center}
.admin-tags span{font-size:.74rem;font-weight:600;color:var(--navy-600);background:#eef5fb;
  border:1px solid #e0ebf5;padding:.28rem .6rem;border-radius:999px}
.admins-foot{text-align:center;margin-top:2.2rem;color:var(--slate);font-size:.98rem}
.admins-foot a{color:var(--gold-600);font-weight:700;white-space:nowrap}
.admins-foot a:hover{text-decoration:underline}

/* ===================== STRATEGY ===================== */
.strategy{padding:84px 0;background:var(--navy-800);color:#fff;position:relative;overflow:hidden}
.strategy::before{content:"";position:absolute;inset:0;
  background:radial-gradient(700px 400px at 90% 0%,rgba(242,167,59,.16),transparent 60%)}
.strategy-inner{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.strategy-copy h2{font-size:clamp(1.9rem,3.6vw,2.6rem);margin-bottom:1rem}
.strategy-copy>p{color:#cdd9e6;font-size:1.05rem;margin-bottom:1.4rem}
.example-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:18px;
  padding:1.4rem;margin-bottom:1.6rem;backdrop-filter:blur(4px)}
.example-badge{display:inline-block;background:var(--gold);color:var(--navy-900);font-weight:700;font-size:.8rem;
  padding:.3rem .8rem;border-radius:999px;margin-bottom:.8rem}
.example-card p{color:#e7eef5;font-size:.98rem}
.example-card strong{color:var(--gold)}
.strategy-photo{position:relative}
.strategy-photo>img:first-child{border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);aspect-ratio:3/3.5;object-fit:cover;width:100%}
.strategy-illu{position:absolute;left:-30px;bottom:-26px;width:200px;height:auto;border-radius:16px;
  box-shadow:var(--shadow-lg);border:3px solid var(--navy-800)}

/* ===================== CTA ===================== */
.cta-band{padding:80px 0;background:linear-gradient(135deg,var(--gold),var(--gold-600));text-align:center}
.cta-inner{max-width:680px;margin-inline:auto;color:#3a2300}
.cta-inner h2{font-size:clamp(2rem,4vw,2.8rem);margin-bottom:.7rem;color:#241500}
.cta-inner>p{font-size:1.1rem;margin-bottom:1.6rem;color:#4a3000}
.cta-checklist{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;gap:1rem 1.8rem;margin-bottom:2rem}
.cta-checklist li{display:flex;align-items:center;gap:.55rem;font-weight:700;color:#2c1a00}
.cta-checklist .check{background:rgba(58,35,0,.18)}
.cta-checklist .check::after{border-color:#3a2300}
.cta-band .btn-gold{background:var(--navy-800);color:#fff;box-shadow:0 12px 30px rgba(8,33,61,.35)}
.cta-band .btn-gold:hover{background:var(--navy-900)}

/* ===================== FAQ ===================== */
.faq{padding:84px 0;background:#fff}
.faq-list{max-width:760px;margin-inline:auto;display:grid;gap:.9rem}
.faq-item{background:var(--bg);border:1px solid var(--line);border-radius:16px;overflow:hidden;transition:.2s}
.faq-item[open]{box-shadow:var(--shadow-sm);border-color:#d6e0ea}
.faq-item summary{list-style:none;cursor:pointer;padding:1.2rem 1.4rem;font-family:'Plus Jakarta Sans';
  font-weight:700;color:var(--navy-800);font-size:1.05rem;display:flex;justify-content:space-between;align-items:center;gap:1rem}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary i{width:14px;height:14px;border-right:2.5px solid var(--navy-600);border-bottom:2.5px solid var(--navy-600);
  transform:rotate(45deg);transition:.3s;flex:0 0 auto;margin-top:-4px}
.faq-item[open] summary i{transform:rotate(-135deg);margin-top:4px}
.faq-item p{padding:0 1.4rem 1.3rem;color:var(--slate);font-size:.96rem}

/* ===================== FOOTER ===================== */
.site-footer{background:var(--navy-900);color:#cdd9e6;padding:54px 0 24px}
.footer-inner{display:grid;grid-template-columns:1.4fr 1fr;gap:40px;padding-bottom:34px;border-bottom:1px solid rgba(255,255,255,.1)}
.footer-brand{display:flex;gap:1rem}
.footer-brand strong{color:#fff;font-family:'Plus Jakarta Sans';font-size:1.2rem}
.footer-brand p{font-size:.92rem;color:var(--slate-300);margin-top:.4rem;max-width:420px}
.footer-contact h4{color:#fff;margin-bottom:1rem;font-size:1rem}
.footer-contact a{display:block;color:#cdd9e6;margin-bottom:.7rem;font-size:.95rem;transition:.2s}
.footer-contact a:hover{color:var(--gold)}
.footer-bottom{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;padding-top:20px}
.footer-bottom small{color:var(--slate-300);font-size:.78rem}
.footer-credit{text-align:center;padding-top:14px;margin-top:10px;border-top:1px solid rgba(255,255,255,.06)}
.footer-credit small{color:var(--slate-300);opacity:.6;font-size:.68rem}
.footer-credit a{color:var(--gold);text-decoration:none}
.footer-credit a:hover{text-decoration:underline}

/* ===================== WHATSAPP FLOAT ===================== */
.whats-float{position:fixed;right:20px;bottom:20px;width:60px;height:60px;border-radius:50%;
  background:var(--whats);color:#fff;display:grid;place-items:center;z-index:60;
  box-shadow:0 10px 30px rgba(37,211,102,.5);animation:pulse 2.4s infinite}
.whats-float:hover{background:var(--whats-600);transform:scale(1.06)}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(37,211,102,.5)}70%{box-shadow:0 0 0 16px rgba(37,211,102,0)}100%{box-shadow:0 0 0 0 rgba(37,211,102,0)}}

/* reveal on scroll */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}

/* ===================== RESPONSIVE ===================== */
@media(max-width:980px){
  .hero-inner,.sim-inner,.about-inner,.strategy-inner{grid-template-columns:1fr}
  .hero-photo{max-width:420px;margin:0 auto}
  .sim-card{position:static}
  .about-photo{max-width:420px;margin-inline:auto}
  .strategy-photo{max-width:420px;margin:0 auto}
  .benefit-grid{grid-template-columns:1fr 1fr}
  .admin-grid{grid-template-columns:1fr 1fr}
  .footer-inner{grid-template-columns:1fr}
}
@media(max-width:760px){
  .main-nav{position:fixed;inset:70px 0 auto 0;background:var(--navy-900);flex-direction:column;
    align-items:stretch;gap:0;padding:10px 22px 22px;transform:translateY(-130%);transition:transform .35s var(--ease);
    border-bottom:1px solid rgba(255,255,255,.1);box-shadow:var(--shadow)}
  .main-nav.open{transform:none}
  .main-nav a{padding:.9rem 0;border-bottom:1px solid rgba(255,255,255,.07)}
  .nav-cta{text-align:center;margin-top:.8rem}
  .nav-toggle{display:flex}
  .nav-toggle.open span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
  .nav-toggle.open span:nth-child(2){opacity:0}
  .nav-toggle.open span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}
  .hero-stats{gap:1.4rem}
  .benefit-grid{grid-template-columns:1fr}
  .admin-grid{grid-template-columns:1fr 1fr}
  .sim-card{padding:22px}
  .option-grid{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column;gap:.4rem}
}
@media(max-width:420px){
  .hero-stats strong{font-size:1.25rem}
  .result-hero strong{font-size:2.1rem}
  .step-actions{flex-direction:column-reverse}
  .step-actions .btn{width:100%}
}